Personal
2.4%
flat, per month
For individuals financing a vehicle, device or home energy system.
- Up to ₦25M
- 10–40% down payment
- 3–36 month tenors
- Bundled insurance
Business
Most chosen1.9%
flat, per month
For SMEs and fleets financing multiple productive assets.
- Up to ₦250M facility
- Multi-user approvals
- Seasonal repayment plans
- Consolidated invoicing
- Dedicated account manager
Enterprise
From 1.8%
flat, per month
For corporates and cooperatives with structured procurement needs.
- Custom facility sizing
- API and ERP integration
- Portfolio reporting suite
- Asset telemetry access
- Bespoke covenants
Representative example: ₦18,500,000 asset · 20% down · 24 months · ₦678,500 monthly · total payable ₦20,984,000.